Having US Postal jobs can mean multiple benefits for you. There are many things you should consider if you are hesitant to apply for an US Postal office job.


US postal jobs have frequent salary increments and basic pay rates. However, depending on the position you have, you will also receive overtime payments, Sunday premium payments, and night shift deferential pays. 

Health Insurance

The US Postal office jobs also offer the Federal Employees Health Benefits (FEHB) Program. This program allows you great coverage for most medical problems. It is also flexible to your personal needs and conditions. There are different plans that you can select from such as:

  • Health Maintenance Organizations (HMOs)
  • High Deductible & Consumer-Driven Health Plans
  • Fee-For-Service

It makes health insurance even more affordable by not implementing taxes on any employee premium contributions.

Dental and Vision

There are also insurance benefits for dental and vision, which a lot of other places don’t offer. US Postal jobs get you into the Federal Employees Dental and Vision Insurance Program (FEDVIP). This is a group coverage that gets you more affordable rates of healthcare.

Spending Accounts are Flexible

After one year of service, employees with US Postal office jobs are also entitled to the Flexible Spending Accounts (FSA) Program. This can cover your dependent care expensive like daycare and smaller healthcare costs.

Long-Term Care Insurance Benefits

US postal jobs also offer the chance to enroll in the Federal Long-Term Care Insurance Program (FLTCIP). This ensures that an expenses that you may have for long-term care is covered. This includes expenses like nursing homes or assisted living care communities. Such costs are usually not covered by Medicare or other health insurances.

Retirement Plans

The US Postal office job also offers the chance to take part in the federal retirement programs such as pensions and disability coverage. This is, of course, dependent on the number of years of service and your age. However, this is a great measure of security for your future.

Social Security and Medicare

New hires by the US postal service are covered under Medicare and social security.


US Postal jobs also allow you to take an annual vacation leave and sick leaves. They give 10 days per year for the first 5 years of service; after that you get leave increments to 15 days per year and eventually 20 days per year after 15 years of service. If you take a sick leave, you are also eligible to income for 3 hours per pay periods as insurance.


There are around 10 holidays per year that the US postal office job will grant you.

Life Insurance

Under the US postal job, you are also entitled to the Federal Employees’ Group Life Insurance (FEGLI) Program. The cost for the basic coverage is actually paid by the company. You can also avail additional coverage which gets deducted through your payroll.

There are more benefits that you can avail if you work for the US postal service. However, to get the job you will have to give the postal exam 473.